Privacy Policy

By using the websites or services of Crosspays you signify that you are acknowledged to the Privacy Policy set below. If you do not agree to this policy, please, do not use Crosspays websites or services. Please, check this Policy periodically.

Crosspays provides this Privacy Policy to inform you of our policies and procedures which regard the collection and use of the personal information. This information is received by us when you visit our website, use software that may be downloaded to your mobile device and the services and functionally available through the Sites, Apps or other products of our company. This Privacy Policy applies only to information that you provide to us when you use the Crosspays services.

Your use of Crosspays Service indicates that you agree to this Privacy Policy. If you do not agree to any part of this Privacy Policy, you should stop to access the Crosspays Services.

1. Crosspays Ecosystem.

Crosspays has a developed system. This system stores information about an individual and uses blockchain technology. Users of the System may access and use the System Data. The System enables mechanisms for you to control the disclosure and use of your personal data. The System Data is collected and stored in the System by individual data providers («Data Providers»). Third Party Services means applications or services created by Data Providers to collect or use System Data or to otherwise interact with System Data.

2. No Responsibility for Third Parties.

Crosspays has no responsibility for the actions of any third party provider of System Data or Third Party Services. Information which is provided by you when you interact with Data Provider or using Third Party Services is provided directly to the relevant third party provider but not to us. We do not guarantee or endorse any Third Party Services and we do not take any response for any such Third Party Services or their use of Your Personal Data or any System Data. This Privacy Policy does not govern any Third Party Service. If you want to interact with a Third Party Service, please, review the privacy policy to any Third Party Service before interacting.

3. Changes to Privacy Policy.

We may change or update this Privacy Policy periodically. If we make some changes, we will notify you via our services or by means of posting an updated version of the Privacy Policy on the Sites. Please, review periodically this Privacy Policy for the new information on our privacy practices. Your use of our service after any notice or posted changes of Privacy Policy indicates acceptance of the modified Privacy Policy.

4. Collection of Personally Identifying Information.

We may collect some personally identifying information. It may include but not limited to, your name, email, photo, phone number, credit card or other billing information, postal address. We also may ask you for certain additional information from you for security reasons to provide specific services. You may at any time refuse to provide the Personal Data but this may limit our ability to provide certain services to you. Your Personal Data about you may be got by us from other users of our Services and from the providers of Third Party Services. If you submit payment card data to our Services, it may be submitted to a payment processor. In this case this information is not a subject to this Privacy Policy. We are not responsible for such information.

5. Collection of Usage Information.

Our systems take certain information how a person uses our Service. Usage information may include information such as Internet Protocol address of the user, location, domain name, referring web page of the user, device and browser type, operating system, device settings, the features and links on our Services that a user clicked on or used and other statistics. We use this information to administer and provide our Services and this information is analyzed for improving our Services and to tailor them to our users needs. This information (usage information) does not identify you personally but we may link it to Personal Data for Account holders.
5.1 Service Data. We may collect and record information relating to the setup, general performance, usage and operation of our Services. We may use it to monitor our Services. We may use third-party analytics providers, including Google Analytics for analyzing.
5.2 Location and Mobile Data. When you use certain features of our Services, we may receive, store and process different types of information about your location or diagnostic information and GPS location information that is provided to us by your mobile device.
5.3 Cookies and Beacons. We may collect Usage Information through the use of «cookies». Cookies are small text files that are saved by your browser or device when you access our Services. We may use them to identify that you have logged in to our Services and to tell us how and when you interact with our Services. Most browsers automatically accept cookies but you may change your browser options to stop accepting cookies. If you do not accept cookies, you may not be able to access all portions or features of our services. We also may employ or our third party providers may employ software technology called tags or web beacons, that help us better manage our Service content and communications by informing us what content is effective and how it is used.

6. Authorized User Information.

You may grant others (Authorized Users) permission to access our Services on your behalf but you must be careful of the Authorized Users that you invite. You are responsible for all uses of Your Account. Our Services may collect Personal Data and Usage Information about your Authorized Users in connection with their access to our Services. You have to agree to provide adequate notice to your Authorized Users regarding to the collection of Personal Data and Usage Information and its use and sharing in accordance with this Privacy Policy.

7. Use of Personal Data.

We use Personal Data for:

We may combine the Personal Data we collect with publicity available information and information we receive from our business partners and other third parties.

8. Disclosure to Third Parties.

Under this Privacy Policy you and your Authorized Users consent to our sharing of Personal Data under the following circumstances:
8.1 System Users: We may share your Personal Data with any Third Party Services or users of the System whom you have authorized to receive, access or use your Personal Data, including those Third Party Services and System users who are allowed to access your Personal Data through the authorization mechanisms built into the System of our Services.
8.2 Our Service Providers. We may employ third party companies and individuals to administer and provide our Services on our behalf and fulfil requests and orders you may make. These third parties may have access to your Personal Data reasonably necessary to perform these tasks on our behalf and are obligated not to disclose or use it for other purposes.
8.3 Special Cases. We cooperate with law enforcement officials to comply with the law. We protect the property and rights of our Services and rights of Our Services of the public or any person or prevent from illegal, inappropriate activities.
8.4 Corporate Transactions We reserve to right to transfer your information without your consent in a situation of bankruptcy.
8.5 Specific Terms Specific portions or pages of our Sites or our Services may notify you of additional or different provisions relating to collection of Personal Data. In the event of a conflict between such provisions and this Privacy Policy, such specific terms shall control.

9. Use of Non-Personally Identifying Information.

Crosspays may anonymize or de-personalize Personal Data and Usage Information to create non-personally identifiable information. We may use non-personal information for industry analysis, statistical purposes, marketing analytical purposes, advertising or other business purposes.

10. Marketing Messages.

If you submit your email address or other contact information to us we may use this information to send you news about our services, products and promotions. We do not share your email address or any other personal information with spammers or third-parties for their own use without your permission.

11. Security.

Security measures are used by us. We keep under our control and protect your personal data but we cannot guarantee that in the Internet your personal data is 100 percent secure.

12. Social Media.

Our Site may include social media features, as the Facebook button or widgets. These features may collect your personal data and track your use of our Services.

13. Minors.

The Sites and Services are not directed to children under 13 years old. If you are under 13 years old, please, do not share your personal data and we do not collect personal data of a person under 13 years old. We will take steps to delete such information from our files as soon as possible if we get informed about the person of this age.

14. Changing and Deleting Your Information.

You may review, update, correct or delete the Personal Data associated with your account by logging into your account. We will take steps to modify or delete your personal data as soon as possible but some information may remain in archived copies.

15. Your Privacy Rights.

We do not collect personally identifiable information about an individual user across third party web sites.

16. International Transfer.

Your information may be transferred to computers, located outside of your states, country, province where the privacy laws may not be as protective as those in your jurisdiction.

17. Jurisdictional Issues.

Our services are appropriate or available for use in all locations. If you choose to access our Services, you agree and acknowledge that you do so on your own initiative and at your own risk and that you are solely responsible for compliance with all applicable laws.

18. Contacts.

If you gave any questions about this Privacy Policy, you may contact us.